Can I Get Financing on Used Autos?
Sunridge Auto believes that everyone should be able to buy a used car here in Calgary, Alberta—even if you've made credit mistakes in the past. Even if you've been turned down at other dealerships, we'll work with you to get an auto loan.
Your soft credit check is easy, fast, transparent, free, and won’t impact your credit rating; start the process now!
Whether you have bad credit or no credit, you're going through a divorce or bankruptcy, or need slow pay or special financing, we'll do everything we can to find financing that fits your unique situation. Don't put off applying for a loan because you don't think you'll qualify. Set your budget with a car payment calculator and get approved in minutes.
Auto Loan Credit Approvals for First-Time Car Buyers
If you're looking to purchase your first car, truck or SUV, come to Sunridge Auto for the best deals and financing with limited credit history. We're the type of dealer with an honest staff that will not take advantage of you like some might. Even if you don't have a lot of (or any) credit built up, we'll work to find an auto loan that works for you.
Bad Credit Car Loan Approvals
So what does "bad credit" even mean? Well, it starts with your credit score - a measure of a person's payment history, length of that history, and how much they owe, among other things. Credit scores range from 300-850 for the average person. Bad credit can be looked at as anything less than 500. The good news is that we don't think bad credit should stop you from owning a used car of your dreams. If you have bad credit you're not alone. Millions of people have found themselves with less-than-ideal credit scores in this day and age—but that shouldn’t keep them from life-changing purchases like used vehicles. We stand by that belief.
At Sunridge Auto, we can finance anybody. Bad credit, no credit, bankruptcy, and other situations don’t matter as much as you might think. Depending on your situation, you may have to put a little more money down, but our team is dedicated to finding you the absolute best auto loan in Calgary. Check out our Car Payment Calculator to optimize your experience. Bad credit doesn't mean you’re literally stranded without a car; at Sunridge Auto we're more than happy to help you finance a used vehicle!
Used Vehicle Financing for Those Rebuilding After Bankruptcy
If you've declared bankruptcy, you may think all hope for an auto loan is lost; it's not. At Sunridge Auto, we understand that good people find themselves in tough financial situations. If you've declared bankruptcy, and you need an auto loan to pick up the kids or get to work here in Calgary, Alberta, we can ease your financial strain. We recommend that you look at our used vehicles and use our car loan calculator above to plan for car loan approval after bankruptcy. Trust our process before heading to an OEM dealer, as our financing and used auto selections tend to offer the benefit of a lower price tag, lower insurance rates, and optimal interest rates. With our finance center’s help, you can recover in the long run.
Why Finance a Pre-Owned Vehicle with Sunridge Auto?
Sunridge Auto's Finance Department is known for our curated used car inventory and our great prices. Our respectful product advisors are here to answer any questions you have. Our loan process is simple, secure and affordable. Basically, we try to make the process as comfortable and hassle-free as possible with the help of our wide network of subprime lenders. Start the pre-approval process now or contact us and tell us your story. We're happy to help!